Wrongful Debt Collection

South Texas Illegal Debt Collection Attorney

Credit card and consumer loan creditors have legal restrictions that control their debt collection practices. The Federal Fair Debt Collection Practices Act (FDCPA) is in place to make sure families and businesses are protected from the most aggressive collection tactics once employed by the credit industry and collection companies. Unfortunately, too many creditors continue to bend or break the laws and rely on illegal threats designed to intimidate and scare consumers into making arrangements for repayment.

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The illegal debt collection lawyers of Aguirre + Gonzalez Aguirre + Gonzalez, PLLC, in San Antonio, Texas, stand up against illegal tactics and the credit companies that use them. Contact us as soon as possible after receiving an intimidating letter or phone call by a creditor. Creditors will not stop intimidating tactics on their own. By acting quickly on your behalf, we can help your family get relief from the stress of their illegal collection efforts.

Illegal debt collection tactics include:

• Continued phone calls after you have demanded them to stop, in writing
• Collection phone calls to your family home after 9:00 P.M.
• Use or threat of physical force to compel repayment
• Misleading or deceitful statements to coerce you to repay immediately
• Taking unfair advantage of your vulnerability or disability
• Threats to contact your employer

Some ways you can stop debt collection harassment

• Contact your creditor to discuss payment options if you cannot make a payment
• Be realistic about how much you can pay every month in a repayment plan
• Write your creditor to tell them not to make harassing calls. You will stay in contact with them. Keep copies of all letters.
• If you are threatened with legal action, get legal advice as soon as possible
• If a debt collector calls, act respectfully and make it clear that you expect to be treated professionally.
• Make a formal complaint to your creditor's customer service department if you are threatened or intimidated by a collections person.

An experienced illegal debt collection attorney can make a difference for your family. Contact Aguirre + Gonzalez, PLLC for a free consultation about how we can help you stop the illegal harassment. Se habla español.

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